It happened in Grand Rapids and again in Shelby Township. It also took place in Allegan and Georgetown Township. Residents in these Michigan locations have experienced the destructive outcome of a car crash, not on the road, but in their homes. Unlike other potential threats, such as fire, flood or tornadoes, there seems to be no way to prepare for this kind of unexpected man-made disaster. The only response, barring any personal injuries, is repairing and restoring your Michigan home as quickly as possible.
DAMAGE OUTSIDE A MICHIGAN HOME
In some instances, damage to the outside of your Michigan home may be contained to the point of impact. Homeowners and property managers will want to secure the home from unwanted visitors by temporarily sealing damaged walls and windows. Foot traffic may also be directed away from the point of impact if a portion of the structure is deemed unsafe. If the incident occurs during extreme weather conditions, the home may be uninhabitable until repairs are complete.
If the exterior damage is more extensive, the home may be structurally unsound. An expert evaluation will tell you if the home is safe to live in during the repair and renovation process or if finding an alternative location is recommended.
DAMAGE INSIDE A MICHIGAN HOME
Depending on how far a vehicle enters the home, interior damage can vary greatly. In one of the Michigan incidents referenced above, the crash sparked a fire which led to more damage in the home. (Thankfully, no one was home at the time.) Typical interior damage can affect furniture, flooring, appliances, electrical systems, and more. In some cases, damage contained to one room can allow a family to remain in the house during the repair and renovation process.
If the interior damage is more extensive—the kind that is possible when a vehicle passes through the entire house—the house will likely be deemed unlivable until the repair and renovation process is complete and the structure meets building codes once again.
INSURANCE COVERAGE
Your homeowners insurance coverage policy—and your insurance adjuster—will help you understand what your particular policy covers in regards to this type of disaster. Maintain a file of all communication with the insurance agent, and help expedite the process by documenting (in writing, photos, video) the damage to your home. Create a list of all damaged or missing items as well. Also, keep in mind, loss of use coverage in a policy may help families forced to live elsewhere during the renovation process cover any reasonable living expenses incurred.
TEMPORARY REPAIRS
Even with insurance coverage, homeowners are responsible for preventing future damage. Make immediate temporary repairs to help reduce the risk of more damages, and save receipts for reimbursement of reasonable expenses. Consider all repairs temporary until the property can be assessed by an insurance agent and a claim is processed. Avoid contracting an individual or crew to make any permanent repairs to the home before the insurance claim is complete. This is especially important as your home may draw the attention of numerous unlicensed and less-than-desirable contractors.
A TURN-KEY SOLUTION FOR MICHIGAN & OHIO
In a world of unexpected developments, choosing the right contractor is one thing that is always within your control. An optimum restoration company provides both 24-hour emergency service and comprehensive solutions for cleanup and recovery in your Michigan home. Immediate board-up service can prevent further damage to your home and your belongings. Careful assessment of the property can minimize overall expense by determining which items are salvageable. Licensed, experienced companies also understand how to work with insurance companies to minimize cost in other ways and return a home to its original condition as quickly and efficiently as possible.
When disaster strikes in Michigan or Ohio—whether it’s man-made or caused by Mother Nature—rely on the experts at Aaron’s Restoration to handle the job. Aaron’s Restoration will erase the effects of car crashes, fire, wind and water, and return your home or business to the livable or workable environment you deserve. With its sterling reputation, it’s no surprise Aaron’s Restoration has been the trusted contractor for homeowners and business owners for nearly two decades. Call 888-442-2766 or visit aaronsrestoration.com.
